Direct Settlement

For security and also to have a source of true for AppVerifierBG and https://github.com/privacyguides/verified-apps/

.github/workflows/build.yml

@@ -34,6 +34,11 @@ jobs:
           gpg -d --passphrase "${{ secrets.RELEASE_KEYSTORE_PASSWORD }}" --batch keystore.asc > app/keystore.properties
           gpg -d --passphrase "${{ secrets.RELEASE_KEYSTORE_PASSWORD }}" --batch key.asc > app/key.jks          
 
+      - name: Generate Dynamic Release Notes
+        run: |
+          mkdir -p tmp/whatsnew
+          echo "Various improvements for you to experience..." > tmp/whatsnew/whatsnew-en-US
+          
       - name: create and checkout branch
         if: github.event_name == 'pull_request'
         env:
@@ -62,7 +67,9 @@ jobs:
           else
             VERSION_NAME="${VERSION_BASE}"
           fi
-          ./gradlew assembleSignedRelease -PVERSION_CODE=$VERSION_CODE -PVERSION_NAME=$VERSION_NAME
+          ./gradlew bundleSignedRelease assembleSignedRelease -PVERSION_CODE=$VERSION_CODE -PVERSION_NAME=$VERSION_NAME
+        # ./gradlew assembleSignedRelease -PVERSION_CODE=$VERSION_CODE -PVERSION_NAME=$VERSION_NAME
+        # ./gradlew bundleSignedRelease -PVERSION_CODE=$VERSION_CODE -PVERSION_NAME=$VERSION_NAME
 
       - name: Upload APK
         uses: actions/upload-artifact@v7
@@ -83,3 +90,14 @@ jobs:
             else
               echo "true"
             fi
+
+      - name: Upload to Google Play
+        uses: r0adkll/upload-google-play@v1
+        if: startsWith(github.ref, 'refs/tags/')
+        with:
+          serviceAccountJsonPlainText: ${{ secrets.SERVICE_ACCOUNT_JSON }}
+          packageName: net.helcel.cowspent
+          releaseFiles: app/build/outputs/bundle/signedRelease/app-signedRelease.aab
+          tracks: ${{ startsWith(github.ref, 'refs/tags/') && 'production' || 'alpha' }}
+          status: completed
+          whatsNewDirectory: tmp/whatsnew

PRIVACY.md

@@ -1,12 +1,74 @@
-# Cowspent Privacy Policy
+# Privacy Policy for Cowspent
 
-Cowspent does not collect any personal data.
+**App:** Cowspent (`net.helcel.cowspent`)
-This is a Free/Libre software so you can verify no data is collected
+**Developer:** Helcel
-by reading the source code or asking someone to do it.
+**Effective date:** 19 September 2026
 
-Members and bills are synchronized with
+## What we collect
-the Cospend server of your choice.
 
-CAMERA permission is used to read QR-codes.
+Nothing. We operate no servers and receive no data from the app. Cowspent
+contains no analytics, advertising, or tracking libraries.
 
-GET\_ACCOUNTS permission is used by Single-Sign-On library to access accounts from Nextcloud Files app.
+## Data you enter and where it goes
+
+Cowspent stores your projects, members, bills, categories, and app settings on
+your device.
+
+If you connect the app to a Cospend or IHateMoney server, this data is
+synchronised with **the server you choose**: either your own or one operated by
+a third party. That server's operator controls that copy of your data and their
+privacy policy applies to it. We are not involved in that transfer and cannot
+access it.
+
+Your server address, username, and password or access token are stored on your
+device and sent only to the server you configured, over the connection it
+provides. If you sign in through the Nextcloud Files app, authentication is
+handled by that app's Single Sign-On and we never see your password.
+
+## Sharing projects
+
+Project share links and QR codes are generated by your server. Anyone who
+obtains a link or code may be able to access the project, so share them only
+with people you trust.
+
+## Permissions
+
+- `INTERNET`, `ACCESS_NETWORK_STATE` — synchronising with your chosen server.
+- `CAMERA` — scanning QR codes to import a project. Images are processed on the
+  device, never stored or transmitted.
+- `GET_ACCOUNTS` — used by the Nextcloud Single Sign-On library to list accounts
+  from the Nextcloud Files app.
+
+## Retention and deletion
+
+Data on your device remains until you delete it. Clearing the app's data in
+Android Settings, or uninstalling Cowspent, removes the local copy and the
+stored credentials. Data already synchronised to a server must be deleted on
+that server, by you or its administrator.
+
+## Children
+
+Cowspent is suitable for all ages and collects no data from any user, including
+children.
+
+## Security
+
+Credentials and project data are held in the app's private storage, protected by
+the Android sandbox. Use an HTTPS server address so that synchronisation is
+encrypted in transit.
+
+## Open source
+
+Cowspent is released under the GNU General Public License v3.0. The full source
+is available at https://github.com/helcel-net/cowspent, so these statements can
+be independently verified.
+
+## Changes
+
+Any change affecting privacy will be published in this document before or with
+the release that introduces it.
+
+## Contact
+
+Email: net-helcel+privacy@gmail.com
+Issues: https://github.com/helcel-net/cowspent/issues

README.md

@@ -12,8 +12,6 @@ Which is originally a fork of [PhoneTrack-Android](https://gitlab.com/eneiluj/ph
 Which is itself a fork of [Nextcloud Notes for Android](https://github.com/stefan-niedermann/nextcloud-notes).
 Many thanks to their developers :heart: !
 
-
-
 </p>
 
 <a href="https://ko-fi.com/I2I615VP5M"><img src="https://ko-fi.com/img/githubbutton_sm.svg" alt="ko-fi"></a>
@@ -24,6 +22,7 @@ Many thanks to their developers :heart: !
 <a href="https://github.com/helcel-net/cowspent/actions/workflows/build.yml">
 <img src="https://github.com/helcel-net/cowspent/actions/workflows/build.yml/badge.svg?branch=main" alt="Build Status">
 </a>
+
 </div>
 
 ## 🌄 Screenshots
@@ -57,18 +56,27 @@ Extra Features:
 - Support for Cospend archived-status (hide archived projects by default)
 - Modern UI and code with Kotlin and Jetpack-Compose
 
-
 ## 📳 Installation
 
 <div style="display: flex; justify-content: center; align-items: center; flex-direction: row;">
     <a href="https://apt.izzysoft.de/fdroid/index/apk/net.helcel.cowspent">
-        <img width="200" height="80" alt="Izzy Download" src=".github/images/izzy.png">
+        <img width="200" height="84" alt="Izzy Download" src=".github/images/izzy.png">
     </a>
     <a href="https://github.com/helcel-net/cowspent/releases/latest">
         <img width="200" height="84" alt="APK Download" src=".github/images/apk.png">
     </a>
+    <a future-href="https://f-droid.org/en/packages/net.helcel.cowspent">
+        <img width="200" height="84" alt="Fdroid Download" src=".github/images/fdroid.png">
+    </a>
+    <a href="https://play.google.com/store/apps/details?id=net.helcel.cowspent">
+        <img width="200" height="84" alt="GooglePlay Download" src=".github/images/playstore.png">
+    </a>
 </div>
 
+Note:
+ - Fdroid: requested, see https://gitlab.com/fdroid/rfp/-/work_items/4412
+ - PlayStore: alpha test restriction by Google. To access, join https://groups.google.com/g/helcel-android-test
+
 ## ⚙️ Permissions
 
 - `CAMERA`: recommended for scanning barcodes from camera
@@ -88,6 +96,13 @@ Cowspent is a user-driven project. We welcome any contribution, big or small.
 
 Thanks to all contributors, the developers of our dependencies, and our users.
 
+## Signinig key
+
+```
+net.helcel.cowspent
+D3:EE:68:A8:5A:7F:35:A1:14:D2:74:B4:50:AA:CE:8C:ED:68:EA:C8:1A:A2:22:E2:7F:F5:0E:98:4C:C6:29
+```
+
 ## 📝 License
 
 ```

app/src/main/assets/adi-registration.properties

@@ -0,0 +1 @@
+CUE6FCSBR6JIAAAAAAAAAAAAAA

app/src/main/java/net/helcel/cowspent/android/bill_edit/EditBillScreen.kt

@@ -1,11 +1,14 @@
 package net.helcel.cowspent.android.bill_edit
 
 import android.annotation.SuppressLint
+import android.os.Build
 import androidx.compose.foundation.background
 import androidx.compose.foundation.clickable
+import androidx.compose.foundation.isSystemInDarkTheme
 import androidx.compose.foundation.interaction.MutableInteractionSource
 import androidx.compose.foundation.layout.*
 import androidx.compose.foundation.rememberScrollState
+import androidx.compose.foundation.shape.RoundedCornerShape
 import androidx.compose.foundation.text.BasicTextField
 import androidx.compose.foundation.text.KeyboardActions
 import androidx.compose.foundation.text.KeyboardOptions
@@ -19,18 +22,24 @@ import androidx.compose.runtime.*
 import androidx.compose.ui.Alignment
 import androidx.compose.ui.Modifier
 import androidx.compose.ui.draw.clip
+import androidx.compose.ui.draw.drawBehind
+import androidx.compose.ui.geometry.Offset
 import androidx.compose.ui.draw.scale
 import androidx.compose.ui.focus.FocusDirection
 import androidx.compose.ui.focus.FocusRequester
 import androidx.compose.ui.focus.focusRequester
+import androidx.compose.ui.focus.onFocusChanged
 import androidx.compose.ui.graphics.Color
 import androidx.compose.ui.graphics.SolidColor
 import androidx.compose.ui.platform.LocalContext
 import androidx.compose.ui.platform.LocalFocusManager
+import androidx.compose.ui.res.colorResource
 import androidx.compose.ui.res.stringResource
 import androidx.compose.ui.text.font.FontWeight
 import androidx.compose.ui.text.input.ImeAction
+import androidx.compose.ui.text.TextRange
 import androidx.compose.ui.text.input.KeyboardType
+import androidx.compose.ui.text.input.TextFieldValue
 import androidx.compose.ui.text.input.VisualTransformation
 import androidx.compose.ui.text.style.TextAlign
 import androidx.compose.ui.tooling.preview.Preview
@@ -62,6 +71,8 @@ fun EditBillScreen(
     val canEdit = accessLevel == DBProject.ACCESS_LEVEL_UNKNOWN || accessLevel >= DBProject.ACCESS_LEVEL_PARTICIPANT
     val context = LocalContext.current
     val focusRequester = remember { FocusRequester() }
+    var amountFocused by remember { mutableStateOf(false) }
+    var amountSelection by remember { mutableStateOf(TextRange(viewModel.amount.length)) }
 
     // The activity reads the project off the main thread and only then reports whether this is a
     // new bill, so the flag arrives after the first composition. Keying on it rather than on Unit
@@ -118,7 +129,12 @@ fun EditBillScreen(
                 val errorOwers = stringResource(R.string.error_invalid_bill_owers)
                 val errorInvalidForm = stringResource(R.string.error_generic)
 
-                FloatingActionButton(onClick = {
+                FloatingActionButton(
+                    // Keep the button clear of the operator row pinned above the keyboard.
+                    modifier = Modifier.padding(
+                        bottom = if (amountFocused) MathOperatorRowHeight else 0.dp
+                    ),
+                    onClick = {
                         val validationError = viewModel.getValidationError(
                             errorWhat, errorDate, errorPayer, errorOwers, errorInvalidForm
                         )
@@ -141,8 +157,12 @@ fun EditBillScreen(
             modifier = Modifier
                 .padding(padding)
                 .imePadding()
-                .padding(16.dp)
                 .fillMaxSize()
+        ) {
+            Column(
+                modifier = Modifier
+                    .weight(1f)
+                    .padding(16.dp)
                     .verticalScroll(scrollState)
             ) {
                 BillBasicInfoSection(
@@ -150,7 +170,10 @@ fun EditBillScreen(
                     canEdit = canEdit,
                     onDateClick = onDateClick,
                     onTimeClick = onTimeClick,
-                amountFocusRequester = focusRequester
+                    amountFocusRequester = focusRequester,
+                    amountSelection = amountSelection,
+                    onAmountSelectionChange = { amountSelection = it },
+                    onAmountFocusChange = { amountFocused = it }
                 )
 
                 Spacer(modifier = Modifier.height(8.dp))
@@ -178,6 +201,95 @@ fun EditBillScreen(
 
                 Spacer(modifier = Modifier.height(8.dp))
             }
+
+            if (amountFocused && canEdit) {
+                MathOperatorRow(onInsert = { op ->
+                    val text = viewModel.amount
+                    val start = amountSelection.min.coerceIn(0, text.length)
+                    val end = amountSelection.max.coerceIn(0, text.length)
+                    viewModel.amount = text.replaceRange(start, end, op)
+                    amountSelection = TextRange(start + op.length)
+                    viewModel.updateSplits()
+                })
+            }
+        }
+    }
+}
+
+private val MathOperatorRowHeight = 54.dp
+
+private data class KeyboardColors(val tray: Color, val edge: Color, val key: Color, val label: Color)
+
+@Composable
+private fun keyboardColors(): KeyboardColors {
+    val dark = isSystemInDarkTheme()
+    return if (Build.VERSION.SDK_INT >= Build.VERSION_CODES.S) {
+        val (tray, edge) = when {
+            Build.VERSION.SDK_INT >= Build.VERSION_CODES.UPSIDE_DOWN_CAKE -> if (dark) {
+                colorResource(android.R.color.system_surface_container_dark) to
+                    colorResource(android.R.color.system_surface_container_high_dark)
+            } else {
+                colorResource(android.R.color.system_surface_container_light) to
+                    colorResource(android.R.color.system_surface_container_high_light)
+            }
+
+            else -> if (dark) {
+                colorResource(android.R.color.system_neutral1_900) to
+                    colorResource(android.R.color.system_neutral1_800)
+            } else {
+                colorResource(android.R.color.system_neutral1_50) to
+                    colorResource(android.R.color.system_neutral1_100)
+            }
+        }
+        if (dark) KeyboardColors(
+            tray = tray,
+            edge = edge,
+            key = colorResource(android.R.color.system_accent2_700),
+            label = colorResource(android.R.color.system_neutral1_50)
+        ) else KeyboardColors(
+            tray = tray,
+            edge = edge,
+            key = colorResource(android.R.color.system_accent2_100),
+            label = colorResource(android.R.color.system_neutral1_900)
+        )
+    } else {
+        if (dark) KeyboardColors(Color(0xFF1B1B1F), Color(0xFF2B2B2F), Color(0xFF43474E), Color(0xFFE3E2E6))
+        else KeyboardColors(Color(0xFFEEEDF6), Color(0xFFE7E7F0), Color(0xFFDDE2F9), Color(0xFF1B1B1F))
+    }
+}
+
+/** Operator keys shown above the numeric keypad, which has no room for them itself. */
+@Composable
+fun MathOperatorRow(onInsert: (String) -> Unit) {
+    val colors = keyboardColors()
+    Surface(color = colors.tray) {
+        // Flat pill-shaped keys, styled like the keyboard's own function keys (e.g. its minus).
+        val keyShape = RoundedCornerShape(percent = 50)
+        Row(
+            modifier = Modifier
+                .fillMaxWidth()
+                .height(MathOperatorRowHeight)
+                .drawBehind {
+                    // A thin edge in the same tone the keyboard uses for its own top border.
+                    drawLine(colors.edge, Offset(0f, 0f), Offset(size.width, 0f), 1.dp.toPx())
+                }
+                .padding(horizontal = 3.dp, vertical = 5.dp)
+        ) {
+            listOf("(" to "(", ")" to ")", "+" to "+", "−" to "-", "×" to "*", "÷" to "/").forEach { (label, op) ->
+                Box(
+                    modifier = Modifier
+                        .weight(1f)
+                        .fillMaxHeight()
+                        .padding(horizontal = 3.dp)
+                        .clip(keyShape)
+                        .background(colors.key)
+                        .clickable { onInsert(op) },
+                    contentAlignment = Alignment.Center
+                ) {
+                    Text(label, fontSize = 24.sp, color = colors.label)
+                }
+            }
+        }
     }
 }
 
@@ -187,7 +299,10 @@ fun BillBasicInfoSection(
     canEdit: Boolean,
     onDateClick: () -> Unit,
     onTimeClick: () -> Unit,
-    amountFocusRequester: FocusRequester
+    amountFocusRequester: FocusRequester,
+    amountSelection: TextRange = TextRange(viewModel.amount.length),
+    onAmountSelectionChange: (TextRange) -> Unit = {},
+    onAmountFocusChange: (Boolean) -> Unit = {}
 ) {
     Text(
         text = "GENERAL",
@@ -203,15 +318,29 @@ fun BillBasicInfoSection(
         stringResource(R.string.currency_dialog_title, viewModel.mainCurrencyName)
 
     OutlinedTextField(
-        value = viewModel.amount,
+        value = TextFieldValue(
+            text = viewModel.amount,
+            selection = TextRange(
+                amountSelection.start.coerceIn(0, viewModel.amount.length),
+                amountSelection.end.coerceIn(0, viewModel.amount.length)
+            )
+        ),
         onValueChange = { nv ->
-            val filteredValue = nv.filter { it in "0123456789.+-*/" }
+            val filteredValue = nv.text.filter { it in "0123456789.,+-*/()" }
+            onAmountSelectionChange(
+                if (filteredValue == nv.text) nv.selection else TextRange(filteredValue.length)
+            )
+            if (filteredValue != viewModel.amount) {
                 viewModel.amount = filteredValue
                 viewModel.updateSplits()
+            }
         },
         enabled = canEdit,
         placeholder = { Text("0") },
-        modifier = Modifier.fillMaxWidth().focusRequester(amountFocusRequester),
+        modifier = Modifier
+            .fillMaxWidth()
+            .focusRequester(amountFocusRequester)
+            .onFocusChanged { onAmountFocusChange(it.isFocused) },
         leadingIcon = {
             val currencyToShow = viewModel.selectedCurrencyName.ifEmpty {
                 viewModel.mainCurrencyName.ifEmpty { "$" }
@@ -245,7 +374,7 @@ fun BillBasicInfoSection(
                 Icon(Icons.Default.SwapHoriz, contentDescription = "Change Currency")
             }
         },
-        keyboardOptions = KeyboardOptions(keyboardType = KeyboardType.Phone, imeAction = ImeAction.Next),
+        keyboardOptions = KeyboardOptions(keyboardType = KeyboardType.Decimal, imeAction = ImeAction.Next),
         keyboardActions = KeyboardActions(onNext = { focusManager.moveFocus(FocusDirection.Next) })
     )
 
@@ -473,7 +602,7 @@ fun OwerSelectionSection(
                 BasicTextField(
                     value = value,
                     onValueChange = { nv ->
-                        val filteredValue = nv.filter { it in "0123456789.+-*/" }
+                        val filteredValue = nv.filter { it in "0123456789,.+-*/" }
                         if (viewModel.splitMode == SplitMode.PERCENT) {
                             viewModel.owersPercentSplit[member.id] = filteredValue
                         } else {

app/src/main/java/net/helcel/cowspent/android/bill_edit/EditBillViewModel.kt

@@ -48,7 +48,7 @@ class EditBillViewModel : ViewModel() {
         if (input.isBlank()) return 0.0
         val sanitized = input.replace(',', '.')
         // If it contains any math operator, try evalMath first
-        if (sanitized.any { it in "+-*/" }) {
+        if (sanitized.any { it in "+-*/()" }) {
             try {
                 val result = evalMath(sanitized)
                 if (result != 0.0) return SupportUtil.round2(result)

app/src/main/java/net/helcel/cowspent/android/project/settle/ProjectSettlementScreen.kt

@@ -48,8 +48,10 @@ import net.helcel.cowspent.model.Transaction
 import net.helcel.cowspent.model.UserItem
 import net.helcel.cowspent.persistence.CowspentSQLiteOpenHelper
 import net.helcel.cowspent.util.SupportUtil
+import net.helcel.cowspent.util.SupportUtil.SETTLE_DIRECT
 import net.helcel.cowspent.util.SupportUtil.SETTLE_OPTIMAL
 import net.helcel.cowspent.util.SupportUtil.settleBills
+import net.helcel.cowspent.util.SupportUtil.settleBillsDirect
 
 @Composable
 fun ProjectSettlementDialogContent(
@@ -60,10 +62,12 @@ fun ProjectSettlementDialogContent(
     onDismiss: () -> Unit
 ) {
     val centerNoneStr = stringResource(R.string.center_none)
+    val centerDirectStr = stringResource(R.string.center_none_direct)
     val memberList = remember(proj.id) { db.getMembersOfProject(proj.id, null) }
-    val userList = remember(memberList, centerNoneStr) {
+    val userList = remember(memberList, centerNoneStr, centerDirectStr) {
         buildList {
             add(UserItem(SETTLE_OPTIMAL, centerNoneStr))
+            add(UserItem(SETTLE_DIRECT, centerDirectStr))
             addAll(memberList.map { UserItem(it.id, it.name) })
         }
     }
@@ -91,8 +95,12 @@ fun ProjectSettlementDialogContent(
     }
 
     val transactions = remember(selectedMemberId, membersBalance, membersSortedByName) {
+        if (selectedMemberId == SETTLE_DIRECT) {
+            settleBillsDirect(membersSortedByName, db.getBillsOfProject(proj.id))
+        } else {
             settleBills(membersSortedByName, membersBalance, selectedMemberId)
         }
+    }
 
     ProjectSettlementUI(
         transactions = transactions,

app/src/main/java/net/helcel/cowspent/util/SupportUtil.kt

@@ -167,6 +167,39 @@ object SupportUtil {
     }
 
     const val SETTLE_OPTIMAL: Long = 0
+    const val SETTLE_DIRECT: Long = -1
+
+    @JvmStatic
+    fun settleBillsDirect(members: List<DBMember>, bills: List<DBBill>): List<Transaction> {
+        val membersWeight = members.associate { it.id to it.weight }
+        // owed[debtor][creditor] = total the debtor owes the creditor over all bills
+        val owed = HashMap<Long, HashMap<Long, Double>>()
+
+        for (b in bills) {
+            if (b.state == DBBill.STATE_DELETED) continue
+            val nbOwerShares = b.billOwers.sumOf { membersWeight[it.memberId] ?: 0.0 }
+            if (nbOwerShares <= 0.0) continue
+            for (bo in b.billOwers) {
+                if (bo.memberId == b.payerId) continue
+                val share = b.amount / nbOwerShares * (membersWeight[bo.memberId] ?: 0.0)
+                val row = owed.getOrPut(bo.memberId) { HashMap() }
+                row[b.payerId] = (row[b.payerId] ?: 0.0) + share
+            }
+        }
+
+        val results: MutableList<Transaction> = ArrayList()
+        for (debtor in members) {
+            for (creditor in members) {
+                if (debtor.id == creditor.id) continue
+                val net = (owed[debtor.id]?.get(creditor.id) ?: 0.0) -
+                        (owed[creditor.id]?.get(debtor.id) ?: 0.0)
+                if (round2(net) > 0.0) {
+                    results.add(Transaction(debtor.id, creditor.id, round2(net)))
+                }
+            }
+        }
+        return results
+    }
 
     @JvmStatic
     fun settleBills(

app/src/main/res/values-de-rDE/strings.xml

@@ -209,6 +209,7 @@
 
     <!-- Settlement -->
     <string name="center_none">Keine (optimal)</string>
+    <string name="center_none_direct">Keine (direkt)</string>
     <string name="settle_who">Wer zahlt</string>
     <string name="settle_to_whom">An wen</string>
     <string name="settle_how_much">Betrag</string>

app/src/main/res/values-es-rES/strings.xml

@@ -210,6 +210,7 @@
 
     <!-- Settlement -->
     <string name="center_none">Ninguno (óptimo)</string>
+    <string name="center_none_direct">Ninguno (directo)</string>
     <string name="settle_who">Quién paga</string>
     <string name="settle_to_whom">A quién</string>
     <string name="settle_how_much">Importe</string>

app/src/main/res/values-fr-rFR/strings.xml

@@ -213,6 +213,7 @@
 
     <!-- Settlement -->
     <string name="center_none">Aucun (optimal)</string>
+    <string name="center_none_direct">Aucun (direct)</string>
     <string name="settle_who">Qui paie</string>
     <string name="settle_to_whom">À qui</string>
     <string name="settle_how_much">Montant</string>

app/src/main/res/values-ru-rRU/strings.xml

@@ -209,6 +209,7 @@
 
     <!-- Settlement -->
     <string name="center_none">Нет (оптимально)</string>
+    <string name="center_none_direct">Нет (напрямую)</string>
     <string name="settle_who">Кто платит</string>
     <string name="settle_to_whom">Кому</string>
     <string name="settle_how_much">Сумма</string>

app/src/main/res/values/strings.xml

@@ -247,6 +247,7 @@
 
     <!-- Settlement -->
     <string name="center_none">None (Optimal)</string>
+    <string name="center_none_direct">None (Direct)</string>
     <string name="settle_who">Who pays</string>
     <string name="settle_to_whom">To whom</string>
     <string name="settle_how_much">Amount</string>